21 steps to fix your credit score fast! Check out everything you need to boost a bad credit score including six tips I used to add 140 points to my FICO score. Learn how to use peer to peer lending to increase your score and how to get interest rates you can afford. Find out how to use debt consolidation to lower your monthly payments and the money you spend on interest. Bonus steps, how to pay off debt fast and how to stay motivated to stay on budget.